National Savings and Investments

NS&I Fixed Interest Savings Certificates

There are currently no Issues on general sale.

NS&I Fixed Interest Savings Certificates give you the peace of mind with a guaranteed return on your money.

This investment will give you:

  • Guaranteed interest rates when held for at least a year
  • Free of UK Income Tax and Capital Gains Tax
  • Invest up to £15,000 in each Issue
  • Choice of investment terms

Are they right for you?

They may be right if you:  They may not be right if you:
Want tax-free returns at guaranteed rates Want a regular income from your savings
Have £100 or more to invest Might need access to your money within the first year
Can leave your money invested for at least a year  Are a non-tax payer