NS&I Index-linked Savings Certificates
There are currently no Issues on general sale.
With NS&I Index-linked Savings Certificates (Inflation-Beating Savings), you can be sure that the value of your savings will stay ahead of any increase in the Retail Price Index over the investment term, giving you added peace of mind.
As inflation fluctuates, you won't know exactly how much you are going to receive until your certificates mature, but you can be sure that your money will have more spending power. NS&I Index-linked Savings Certificates give you:
- Guaranteed to grow ahead of RPI inflation when held for at least a year
- Free of UK Income Tax and Capital Gains Tax
- Invest up to £15,000 in each Issue
- Choice of investment terms
Are they right for you?
| They may be right if you: |
They may not be right if you: |
| Want to be sure that your savings will grow ahead of inflation, as measured by the Retail Price index. |
Want a regular income from your savings |
| Want to make the most of tax-free investment opportunities |
Might need access to your money during the investment term. No index-linking or interest is paid if you cash within the first year |
| Have £100 or more to invest |
Are a non-tax payer |
| Can leave your money invested for the whole invested term |
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